Applying is fast,
secure and easy

Applying is fast, secure and easy

Frequently Asked Questions

Find out the answers to some of our frequently asked questions.
Get in touch if you can’t find the answer you’re looking for, we’re here to help.

How much can I borrow?

We work with you, using our calculators to understand what you can afford. We do not have a minimum amount that you can apply for

What do I need to send you?

We will need a copy of your NZ Drivers License. We do need to see your bank accounts to ensure affordability as well, which we obtain by you simply using the link we provide to send us your most up to date statement over the time frame required. If a lender requires any further information, we will contact you

Can I apply if I have bad credit history?

Yes. We cannot guarantee approval, however, we will work with you and do our best to find a lender who will suit your needs

Do i have to be employed?

No, you don’t. We understand that not everyone is working all the time. We will assess your application on affordability and will do our best to get your finance approved whether you are employed or not

How long does it take?

Once we have all the information we require to submit your application to one of our lenders, we aim to send it away on the same day. From there timeframes are dependent on our lenders, however, we will always keep you up to date and aim for a fast turnaround for you.

Can I contact the lenders?

As your broker, we keep in contact with the lender. Any information you need you will be able to get from us. However, if you want to contact the lender directly, you can

Do i have to buy my car from a certain dealer?

No. You can buy privately, or through a dealer of your choice

Ready to apply? Click Apply now to get started.

Ready to apply? Click Apply now to get started.

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Genie Finance
Freephone 0800 20 20 30

Genie Finance
Freephone 0800 20 20 30